XRP’s price breakout could turn into a 45% rally as whale accumulation and ETF optimism counter rising retail fear in the market.
Ripple News

Established in 2012 under the name OpenCoin, Ripple Labs is the software corporation responsible for creating the XRP (XRP) cryptocurrency and its accompanying distributed ledger technology (DLT), the XRP Ledger. In addition, the company has crafted a collection of payment protocols, such as RippleNet, which are designed to optimize cross-border transactions for financial entities. RippleNet serves as a counterpart to the traditional SWIFT system, aiming to revolutionize and accelerate international money transfers by leveraging blockchain technology.
Initially featuring distinct services (xCurrent for bank payments, xRapid for liquidity via XRP and xVia for API integration), RippleNet consolidated these offerings in 2019. This strategic unification aimed to broaden XRP’s application in fund transfers under a single, cohesive RippleNet banner. Ripple’s XRP Ledger is the open-source DLT that provides cryptographically secure, verifiable settlement of the XRP currency. The XRP Ledger is not part of Ripple’s suite of proprietary software products, as it is accessible and open to all.
In 2020, the United States Securities and Exchange Commission filed a lawsuit against Ripple and its executives, Brad Garlinghouse and Christian Larsen, which accused it of conducting unregistered securities offerings worth over $1.3 billion via XRP sales. However, in July 2023, Ripple secured a partial victory when U.S. District Judge Analisa Torres ruled that XRP sales on public exchanges did not constitute unregistered securities offerings.
- Altcoin Watch2243
- Explained
XRP’s legal victory reshaped investor confidence, establishing it as a preferred choice for investors seeking regulated, liquid crypto assets.
- Altcoin Watch
Over $500 million in short liquidation pools sit between $2.89 and $2.73, putting XRP at risk of a sharp sell-off if the $3 support is not reclaimed.
16269 - News
Consensys boss Joe Lubin has confirmed that SWIFT will leverage the Ethereum layer 2 Linea blockchain to build its crypto payments ledger.
22674 - How to
XRP’s value extends far beyond its price, powering fast remittances, loyalty rewards and institutional finance.
17429 - News
David Schwartz was one of the chief architects behind the XRP Ledger and is well known by many in the cryptocurrency and blockchain industry.
6007 - Market Analysis
XRP consolidated near $2.75 with bearish pressure looming. Onchain data and liquidity compression suggest a possible dip before a price rebound.
7434 - News
Major RWA tokenization platform Securitize has partnered with Ripple to enable RLUSD stablecoin off-ramps for tokenized funds by BlackRock and VanEck.
5353 - News
The SEC approved Grayscale’s Digital Large Cap Fund, the first US multi-asset crypto ETP offering exposure to Bitcoin, Ether, XRP, Solana and Cardano.
13428 - News
DBS, Franklin Templeton and Ripple will offer tokenized trading and lending services on the XRP Ledger to attract institutional investors.
5218 - Explained
Learn how the SEC lawsuit that threatened XRP’s existence has turned into the cryptocurrency’s biggest strength in 2025.
- News
The UK has discussed adopting a more crypto-friendly approach with the US in a bid to boost industry innovation and attract more investment to Britain.
4738 - News
Atkins signaled a departure from the enforcement-first approach of the SEC during Gensler’s leadership, including preliminary notices prior to enforcement actions.
4783 - Altcoin Watch
XRP price depends on pending ETF approval odds, but XRPL adoption and tokenization metrics still remain weak, raising concerns about the longevity of any rally.
5463 - Analysis
Ripple is done fighting the SEC, meaning it can focus on its original goal: challenging SWIFT, the world’s money transfer system.
17501