Banking News

1inch co-founder Anton Bukov said that the near-zero onboarding costs in DeFi allow it to outshine its traditional finance counterparts.

“AI agents will soon conduct most economic transactions,” said Catena Labs CEO Sean Neville, as the company secured $18 million to build a regulated AI-native financial institution.

Revolut plans to invest over $1 billion in France, establish an EU headquarters in Paris and apply for a local banking license as it targets rapid expansion in its largest market.

The New York Fed and the Bank for International Settlements are trialing smart contracts for tokenized monetary policy, aiming to let central banks act instantly in future financial systems.

Stablecoins can streamline collateral management systems in TradFi, but financial institutions may need more straightforward regulatory guidelines for adoption.

Crypto prime broker FalconX will integrate Standard Chartered’s banking infrastructure and access to a range of diverse currency pairs for its institutional clients.

With Bitcoin hovering around $95,000 to $97,000, Xapo Bank CEO Seamus Rocca sees growing investor confidence to borrow using BTC as collateral.

Despite blockchain’s decade-long presence in finance, many industry veterans remain skeptical about its practicality and necessity.

The US Treasury has proposed cutting the Huione Group's access to the US banking system, accusing it of being involved in laundering crypto.

Morgan Stanley reportedly plans to enable cryptocurrency trading on its E*Trade platform by 2026, marking a deeper push into digital assets amid a shifting US regulatory landscape.

An estimated 65% of European citizens are seeking a single application to manage their banking, savings and cryptocurrency investment, according to Bunq’s research.

Bitcoin adoption may accelerate after the US Federal Reserve eased restrictions on banks engaging in crypto activities, opening the door for institutional participation.

Circle’s chief strategy officer and head of global policy, Dante Disparte, denied reports that the company is seeking a US federal bank charter.

Coinbase confirmed it is considering applying for a US federal bank charter amid moves by crypto firms to integrate with the traditional financial system.

Major crypto firms, including Circle, BitGo, Coinbase and Paxos, are exploring bank charters amid evolving US stablecoin regulations, according to The Wall Street Journal.